7 Guaranteed Tips For Low Cost California Auto Insurance

Contrary to all you might have come to expect, you don't really need to do very great things in order to get the most affordable California car policy that gives you adequate coverage. You may be shocked to discover that all that's making it difficult for you to get far lower rates are little things you can easily deal with. I'll take some time out in this article to reveal some of those things...

1. Make sure your car is always parked in a safe place. This means that you have to do all within your power to NOT park your car in a red light district. Parking your car in a garage will help you reduce your rate over time.

Don't forget to always park your car in a well lit area when you're out. This is because thieves avoid well-lit areas but love operating in the dark.

Insurance Quote

2. Are you a retired person? Then you should qualify for a retiree discount with several California insurance companies. The simple logic for this discount is that retirees usually drive less. This will definitely cut down anybody's mileage.

Remember that you qualify for this if you're a retiree. Find out your insurance carrier's stance on this. If for some reasons they don't have a discount like this, remember to inform your insurance agent about your change in mileage. You deserve a reduction in rate if the difference in your mileage is big.

3. There are useful extras and there are those that do nothing but just inflate your rate. A good example of the later is adding a towing service to your policy. By the way, your credit card might already offer this as a benefit so check.

Even if yours does NOT add this kind of service, a dedicated towing service from a third party will serve you better and save you more than adding towing to your auto insurance policy.

4. You'll get cheaper rates if your vehicle is considered to have a higher safety rating. Safety features should get top consideration when shopping for a new vehicle. They'll qualify you for a Safe Car Discount. Your agent can give you a list of safety systems that will get you a discount with your insurance provider.

Car Insurance For Woman

5. Defensive driving or any other special driving program approved by your insurer will get you discounts. The reason is simple: Defensive drivers are trained to drive safer. This means that high risk profiles like teen drivers will benefit a lot from this type of training. If you consider the huge discount this will result in, a young driver will definitely save thousands in premium dollars in just a few years. The savings involved should make any sacrifice you make to go through such a program well worth it. And, don't forget to tell your agent once you complete the course.

6. Getting married will bring down your rate by a huge margin. It's commonsense that every person becomes more stable and less reckless once they get married. This stability affects such a person for good when he/she is behind wheels. They generally file fewer claims and when they do, they usually cost less.

7. A lot of folks have lost their cars in the short seconds that they took to dash inside to get something while leaving their cars running and unlocked. Don't make this mistake. This is an open invitation to any thief sniffing around. Every thief checks how easy a target is before making a move. And what could be easier than a car that's ready to be driven away -- It takes just seconds.

Affordable Auto Insurance

An extra tip...

You will save much if you only have between 25-30 minutes. Visit, obtain and compare California auto insurance quotes from various quotes sites. The lowest offer should be what you pick easily.

Nevertheless, you have to go beyond simply the cheapest quote to the best price to value ratio. The lowest priced may not be the best price/value for you as a person.
Why Not Lower Your Rates And Save More..
Get Free Quotes In Minutes