Affordable California Car Insurance Rates -- Don't Play Down These Tips If You Mean Business

Best California car insurance rates are easy to attract if you follow the right tips. Let's begin with the following...

1. You will bring down your California auto insurance rate if you have an outstanding credit rating. Having a bad credit history is simply making difficult for yourself in addition to the fact that your rates will be much higher. It's usual for insurers to expect that a person who fails in credit card payments will likely miss payments of auto insurance premiums. Once you're noted as a higher risk you will attract more expensive auto insurance premiums.

2. Take it upon yourself to ask your agent about all the discounts possible with with your present California insurance carrier.
Your agent could, choose to not tell you about some discounts that you qualify for. You will know simply by telling your agent that you want to be sure you have been informed about every discount there is. Don't be shocked if you hear of one or two that you've not heard of.

3. A loyalty discount is another thing that will reduce your California car insurance rate. Some insurance providers will give you discounts of about 5% once you stay with them for over 3 years while others will give you discounts for staying up to five years. A longer stay will get you bigger discounts.

This notwithstanding, you may gain more if you switch....

If your California auto insurance rate is $2,500 and you get a five percent discount when you stay for up to 5 years you'll pay $2,500 - (5% of $2,500 or $125) = $2,375.

But if you do regular shopping for auto insurance you will almost always get an insurance carrier within those years of waiting who will give you a similar coverage at a lower rate. In this regard, it will be pointless to continue because you want to get a loyalty discount years later when you can enjoy lower rates at the moment.

You'll most likely get lower rates if you make out time to shop right because there are hundreds of insurers out there. In order to know if you're not loosing a better deal, obtain and compare auto insurance quotes from up to five insurance quotes sites.

Why Not Lower Your Rates And Save More..
Get Free Quotes In Minutes