Best California Car Insurance Rates -- Don't Ignore The Following Suggestions If You Mean Business

With the right advice, cheaper California car insurance rates will be yours to choose from. Let me show you a few here...

1. You'll lower your California auto insurance cost if you have an outstanding credit rating. Having a bad credit rating is simply making difficult for yourself in addition to the fact that your rates will be much higher. This is because insurance providers regard individuals who default in payments as irreponsible and a risk to them. Once you're noted as bad risk you'll invite more expensive auto insurance premiums.

2. Do you know of every discount that your insurance carrier offers?
There's a possibility that your agent did not remember to tell you about some. You will know simply by telling your agent that you want to know if you have been told about every discount possible for your profile. You might have a very pleasant surprise!

3. Staying loyal to one California insurer for any considerable length of time will surely get you savings. Using the same insurer for at least 3 years will get you reasonable discounts from many insurance companies. The more you stick with the same insurer, the more the discount you'll get.

However, you may gain more if you switch....

Let us assume your California auto insurance premium with your present insurer is $2,500 you'll get a discount of about 5% or $125 if you continue for at least three years.

But if you do routine shopping for auto insurance you will very likely get an insurer within those years of waiting who'll give you comparable coverage at a lower rate. Then it won't be wise to stay put because you want to become eligible for a discount down the road knowing that the expected discount is less than savings you'll get now if you change to another insurer.

you will most likely pay less if you take the time to shop right because there are hundreds of insurers out there. Since the process of obtaining and comparing auto insurance quotes takes just minutes, I will wonder why you won't do that instantly and get more affordable car insurance rates immediately.

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